1. In person, ATM or mail

Not limited.

Not limited (see #10 below for ATM transfers to third parties).

2. Checks & other payments

Not limited.

The account is limited to an aggregate of six preauthorized, automatic or telephone transactions per month. Not more than three of the six transfers may be made by check (draft) to a third party.

3. Telephone transfers

Not limited.

Same as #2 above.

4. Telephone call from customer to institution with check mailed to customer

Not limited.

Not limited.

5. Wire transfer out

Not limited.

Inter-institutional wire transfers (i.e. transfers to a third party) not conducted via mail or in person would be counted as preauthorized, automatic or telephone transactions and subject to the limitations described in #2 above.

6. ATM transfer (savings to checking)

Not limited.

Not limited.

7. ATM cash withdrawal

Not limited.

Not limited.

8. Remote electronic (NetTeller or TIL-24)

Not limited.

Transfers made by remote (or home) computers, telephones or other access devices (i.e. fax) other than ATM will be subject to the limitations described in #2 above.

9. Automatic loan payments

Not limited.

• Within MCB - Not limited.
• Outside of MCB - Subject to the limitations described in #2 above.

10. ATM/debit card transfers to third parties

Not limited.

Counted towards the check (draft) limitations described in #2 above.

*When the words "not limited" are used, it means that there are no federal limitations to this type of account activity. However, MCB internal policies and/or state law may be more restrictive. Please refer to your original account agreement for complete details on any activity-related restrictions that may be present on your account.