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Mortgage Loans

  • Click here to apply now!Freddie Mac, portfolio and RD (Rural Development) programs available
  • Instant loan approval for qualified borrowers
  • Competitive rates, low closing costs and flexible terms
  • Variety of payment options, including interest only, single payment or monthly
  • Private Mortgage Insurance (PMI) available that may lower your down payment
  • Top of pageApply online now with NetLender

Construction Loans

  • We will work with qualified "do-it-yourselfers"
  • Instant loan approval for qualified borrowers
  • Competitive fixed rates
  • Reasonable closing costs and flexible terms
  • Loan money drawn as needed
  • Interest only payments during construction
  • Top of pagePermanent loans available after construction is completed

Equity Line-of-Credit

  • Instant loan approval for qualified homeowners
  • Competitive fixed rates
  • Loan-to-value up to 100%
  • 3-5 year terms available
  • Payments due only when you use the money
  • Very low processing costs
  • Top of pageFREE checks to access your line-of-credit

Variable Rate Equity Line-of-Credit

  • Instant loan approval for qualified homeowners
  • Competitive variable rates
  • 5 & 15 year terms available
  • Payments due only when you use the money
  • Very low processing costs
  • Top of pageFREE checks to access your line-of-credit

Consumer Loans

  • Loans for virtually any need
  • Competitive rates
  • Terms up to 60 months
  • Top of pageQuick turnaround and low processing costs

Commercial Loans

Business Services

Business Services

Did you know that Monarch has commercial lending experts on staff to help with your business financing needs? Visit our Business Services page to learn more!

As you can see from the list below, we have a solution for virtually all of your commercial financing needs. We want to be your partner in success!

  • Commercial real estate
  • Commercial construction
  • Seasonal loans with modified payment schedules
  • Revolving line of credit
  • Installment
  • Accounts receivable financing
  • Letters of credit
  • Top of pageAgricultural loans

Consumer, Mortgage & Commercial Loan Officers

Important: E-mail messages are unsecured and information such as Social Security number,
account number, passwords, etc. should not be included in your e-mail.

Eric Anglin, VP
Commercial Lending Manager
Phone: (517) 279-3915

Jeremiah Ervans
Mortgage Lending
Phone: (800) 882-2911 x6014

Tim Fox
Mortgage Lending
Phone: (517) 279-3945

Kim Furton, AVP
Mortgage Lending
Phone: (800) 882-2911 x2111

Tamara Kiessling Crocker
Mortgage Lending
Phone: (269) 789-8031

Tammy Malatok
Consumer & Mortgage Lending
Phone: (2800) 882-2911 x2113

Greg Mallar
Mortgage Lending
Phone: (800) 882-2911 x6011

Joni Manchester, AVP
Mortgage Lending
Phone: (517) 279-9622

Vicki Morris, AVP
Mortgage Lending
Phone: (800) 882-2911 x6012

Tim Muckel, AVP
Commercial Lending
Phone: (517) 279-3916

Jamie Smoker, VP
Mortgage and Consumer Lending Manager
Phone: (517) 279-0226

Kirk Schwarz, AVP
Commercial Lending
Phone: (800) 882-2911 x2114

Jerry Yoder, AVP
Commercial Lending
Phone: (800) 882-2911 x6013
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Member FDIC

© Monarch Community Bank 2005
Coldwater, Michigan
(517) 278-4566
(800) 882-2911

Equal Housing Lender